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John Ulzheimer

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understanding the differences between fico and vantage score credit systems

FICO and VantageScore are the two primary credit scoring systems, akin to "Coke and Pepsi," with distinct calculation methods. VantageScore, created in 2006, considers factors like balance and available credit, while FICO, established over 25 years ago, emphasizes payment history and amounts owed. To improve credit scores, consistently pay bills on time, maintain low balances, and limit credit applications.
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United States Dollar Experian plc LendingTree, Inc. TransUnion Equifax Inc. USA John Ulzheimer Matt Schulz Show more
Finance & Economy, News Article
19:05 31.10.2024
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